How to Eliminate Fear


FEAR1)   There is no such thing as a fearless leader.

You have probably sat in the back row or nosebleed section of a convention or other major event at some point and compared yourself unfavorably with the speakers on the stage.  They could be wearing a suit that cost more than your automobile, and they just seem so poised, confident and assured.  You could easily come to the conclusion that they are fearless. But you would be wrong.  So wrong.

In reality, there is no such thing as a fearless leader.  Really.  We all have fears we have to face on a regular basis.  And we all have candidates on our own candidate list that we’re nervous or anxious about approaching something or somebody.

The reason that top leaders are on the stage receiving awards is not because we aren’t afraid to call certain prospects.  It’s because we called them in spite of those fears.  Or sometimes we call them because of those fears. Continue reading

5 Essential Ingredients for Content Marketing in 2015

content-marketing-strategyAre you including the five essential ingredients to your content marketing mix? Without them, your efforts won’t deliver the results you want and need.

Content marketing is a hot topic these days, and businesses are finding great success from publishing content both online and offline. However, much of that success is coming through sheer luck because the vast majority of businesses don’t have the content marketing expertise that they need to drive long-term, sustainable, organic growth through their efforts.

Many of those businesses are missing one or more of the essential ingredients for content marketing success, which are described below: Continue reading

The 5 Biggest Mistakes in Planning for Your Taxes

tax 10Successful tax planning can take many forms, but we can identify one way that is guaranteed not to work: a frantic dash to your tax professional on April 14th with a disorganized box of tax documents and receipts spilling out of the top. If you organize your materials and spend a bit of time throughout the year handling tax issues preemptively, you can avoid unwelcome surprises in your tax bill.

Here are five of the biggest mistakes that you can make with respect to tax planning:

    1. Poor Organization – If you use the metaphorical (or literal) shoebox full of receipts, it is likely that you are not going to take full advantage of deductions available to you (such as charitable deductions) because you have either lost the proof that you need to justify the expense to the IRS, or you have forgotten about it entirely. You do not have to go so far as to create your own ledger, but organizing and categorizing your tax documents as you receive them can go a long way when April rolls around.


    1. – The Alternative Minimum Tax is effectively a parallel tax system to ensure that wealthy Americans cannot take so many legal deductions that their tax bill approaches zero. The AMT had not been adjusted for inflation until recently, so if you are in an intermediate or high-income bracket, you need to calculate your tax under both AMT and standard 1040 methods, and must pay the higher of the two taxes. Failure to pay the correct tax results in significant penalties.If you are in a borderline income area that could trigger the Alternative Minimum Tax, you may want to take actions throughout the year to lower your adjusted gross income (AGI), such as maximizing contributions to 401(k) plans and IRA’s (which is a good idea regardless of taxes), or timing stock/option sales differently.If the AMT appears inevitable, you may want to take different actions during the year because many itemized deductions are eliminated by the AMT.


    1. Not Adjusting Withholding – If your situation changes throughout the year, such as changing jobs, getting a raise, being temporarily laid off or getting a second job, getting married or divorced, or having a child, you will want to raise your withholding with your employer(s) to avoid significant overpayment or underpayment of taxes. Don’t forget to adjust any state withholding as well as federal.


    1. Ignoring Mutual Fund Reinvestments – If you are reinvesting proceeds in a fund such as through an automatic reinvestment of dividends, it will be important to add the cost of those additional shares to your originally invested amount. Otherwise, you will be subject to double taxation – you will pay taxes on the distribution, and then again later when the funds are sold. It won’t affect what you pay this year, but it will save you from paying that same amount again in the year you sell the funds.


  1. Missing Quarterly Estimated Tax Payments – If you are in a situation where you pay quarterly estimated taxes, such as self-employment/independent contracting, it is important to pay these taxes on time. Waiting to pay until you file your income tax returns can result in significant penalties.

Certainly, other mistakes can be made while planning for taxes, and which ones are the biggest from your perspective may depend on your tax bracket. However, the biggest planning mistakes all have one thing in common – they represent some sort of failure to plan. The best advice is to pay attention, and plan accordingly.   Try the CashFlow Manager FREE for 7 days. Just email me


The Big Business of Dead Celebrities

MR JACKSONWhen it comes to death, you may have heard, “You can’t take it with you,” or “You’ll never see a hearse towing a U-Haul trailer.” Despite these truisms, a dead person’s heirs can continue to fill up their U-Hauls with money earned off the deceased’s work or likeness. This is especially true if the deceased is a celebrity.

There is big business in the world of dead celebrities. Recently, Forbes published the names and earnings of late celebrities who make up its Top-Earning Dead Celebrities list. These 13 deceased celebrities earned more than $363 million combined for their heirs and estates over a recent 12-month period.

The “Kings” Top the Lists

Topping the list again is Michael Jackson, who earned $140 million over the past year — even though he has been dead for more than five years. Jackson has earned triple-digit millions for his estate every year since he died, primarily from his share of the Sony/ATV and his own Mijac publishing catalogs. His second posthumous album, Xscape, was released this year and debuted at number two. Jackson’s hologram appearance on stage at the Billboard Music Awards no doubt helped keep him top-of-mind for many fans.

Right behind the King of Pop on the list was The King of Rock ‘n Roll, Elvis Presley, who earned $55 million over the past year. Remember, Elvis has been dead since 1977 but there appears to be a never-ending demand for all things Elvis.

If number three on the list can sing, we’ve never heard him. Charlie Brown’s “father”Charles Schultz ranked with $40 million in earnings over the past year. The cartoonist’s estate continues to earn money from Peanuts syndicated comic strips, published both in print and online, as well as from ads by MetLife that feature Snoopy and the rest of the Peanuts gang.

Elizabeth Taylor, who died in 2011, was fourth on the list. She earned $25 million last year for her estate, thanks to continued revenue from reruns of her movies and her line of perfume. Meanwhile, reggae legend Bob Marley, who died in 1981, placed fifth with $20 million in earnings. This includes revenue from the Marley Beverage Company, which manufactures and sells a line of healthy, natural fruit drinks. In addition, more than 75 million Bob Marley albums have been sold in the past two decades alone.

Here is the rest of the Top-Earning Dead Celebrities list:

    1. Marilyn Monroe — Earnings: $17 million. Year died: 1962


    1. John Lennon — Earnings: $12 million. Year died: 1980


    1. Albert Einstein — Earnings: $11 million. Year died: 1955


    1. Theodore Geisel (better known as Dr. Seuss) — Earnings: $9 million.
      Year died: 1991


    1. Bruce Lee — Earnings: $9 million. Year died: 1973


    1. Steve McQueen — Earnings: $9 million. Year died: 1980


    1. Bettie Page — Earnings: $9 million. Year died: 2008


  1. James Dean — Earnings: $7 million. Year died: 1955

Who Gets the Money?

So where does all this money go? It depends on many factors, but mainly on how the celebrity set up his or her estate before dying. Sometimes, though, corporations can buy the rights to a dead celebrity’s earnings. For example, Authentic Brands Group bought the rights to Elvis Presley’s earnings last year for $125 million, which looks like it could be a very good long-term investment. According to ABG, a hologram of Elvis will be performing in the spring, possibly in Las Vegas, which could increase his earning power.

If Elvis can still sell concert tickets, why can’t dead authors sell new books? For example, at least 12 new books have been published under the byline of Robert Ludlum, who wrote the books that spawned the Jason Bourne movie franchise, since he died in 2001. If Ludlum is dead, who wrote them? Most likely, an anonymous ghostwriter or ghostwriters. It has been reported that Ludlum left behind unpublished and unfinished manuscripts and notes for future books that he planned to write. The copyright page of one of these books states that his estate “has worked with a carefully selected author and editor to prepare and edit this work for publication.” We guess that Ludlum’s byline sells more books than if they were presented as written by someone else who happened to be alive.

While it is true that dead celebrities are big business, it’s just too bad for them that they’re not around to reap the rewards of their success. Every one of these people had a dream and didn’t stop until they build a empire. What are you doing to create your dreams. I made my mind up 15th years ago to always put my dreams first. My mentor told me they call it on Wall St, Cash Asset Cash. This is how these dead celebrities are still making money for they kids. Money talks but, wealth whisper! click the link for more information!